Property Loan

Nityasai Finance provides loans against property, whether the loan is used for liquidity, personal use, or for home improvement. The process of residential property valuation till loan amount dispersion is seamless and highly transparent.

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable source of finance known as Property Loan. This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

We offer this facility to enable the borrower to monetize his owned property without selling it. The necessary funds are raised in a short period of time, subject to valuation of the property and the submitted documents. The loan helps the borrower tide over a financial crisis with minimum risk.

If you are in immediate need of money for personal or business needs, Property Loan can transpire into an excellent financial decision. All the rights and accruements over the mortgaged property remain with you during the loan period. You can also take a property loan on the assets whose ownership is in your name but are leased out by you. Simply for infusion into Business, or for a home restoration project or the purchase of a new commercial premises the Property Loan facility is a worthy financial product to explore.

Features of Property Loan

• Collateral: Residential, Commercial, Industrial and Warehouse property
• Tenure:____
• Maximum loan amount:___
• Attractive loan against property interest rates
• No pre-payment charges upto a maximum of 20% of your outstanding loan, every financial year
• Loan amount: Up to 60% of property value in case of commercial property, up to 70% in case of residential property